What Do Banks Really Look At When Lending to Companies?
How banks assess a company's balance sheet, cash flow, indebtedness, collateral and repayment capacity: seven decisive points of commercial credit analysis.
Read More →Banking · Risk · Corporate Finance
Experience in Financial Decisions, Confidence in Risk, Strategy in Transformation
With more than 25 years in banking and audit, we provide companies with strategic advisory in risk management, internal audit, financial restructuring and regulatory compliance.
25+Years of Experience
100Projects Delivered
6Areas of Expertise
About
Academic Depth, Experience Proven in the Field
Naim Kahveci brings more than 25 years in banking, risk management, audit and corporate finance to financial restructuring, distressed loan processes, regulatory compliance and corporate transformation work.
He held roles in corporate banking across credit underwriting and monitoring, internal audit and non-performing loan workout, and contributed to more than 100 digital transformation and process improvement projects in the sector.
Read the Master's Thesis →
- Core ExpertiseBanking · Risk · Corporate Finance
- Areas ServedTürkiye · International
- Client TypesCorporate & Individual
- LanguagesTR · EN · FR · DE
Services
Advisory Areas
Six areas of expertise covering banking, credit, audit, cash and EU funding needs.
DN—01
Banking & Credit Process Advisory
Strategic advisory on restructuring distressed loans, financial analysis, negotiation preparation and process management with banks.
DN—02Financial Operations Advisory
Data-driven advisory that strengthens your decision-making across financial analysis, reporting and review processes.
DN—03Internal Audit
Independent assessment of whether internal processes comply with regulation and meet their objectives.
DN—04Cash Management
Corporate cash management strategies that make your cash flow predictable and reduce liquidity risk.
DN—05EU Grant Funding
Professional management of your EU grant project from eligibility and application through to reporting.
DN—06Online Advisory
Professional banking and corporate finance support from expert questions to company valuation, delivered fully online.
Featured Work & Insights
Featured Work & Insights
Selected work across banking, finance, investment and corporate transformation.
Valuation & Financial Analysis
Decision support for value, performance and financing.
Explore ›
Project Finance & Feasibility
Cash-flow and scenario driven support for investment decisions.
Explore projects ›
Banking Transformation
A portfolio of 100 banking transformation and process projects.
View projects ›
Latest Finance Insights
Current analysis on credit, risk, capital and financing.
Read insights ›Academic Work
The Impact of the Basel Accords on the Banking Sector
Completed at Kırıkkale University, this master's thesis examines the effect of the Basel capital adequacy accords on the international and Turkish banking sectors, and forms the academic basis of the advisory approach.
View the Thesis Page →- FieldBanking, Capital Adequacy
- InstitutionKırıkkale University
- DateJuly 2019
Track Record
100 Projects
One hundred digital transformation, process improvement and product development projects delivered in the banking sector. Twenty selected projects are published as case studies.
100Projects Delivered
20View the Case Studies
25+Years of Experience
Area of Focus
An Expert Approach to Distressed Loans and Financial Restructuring
For companies and individuals under repayment pressure: financial position analysis, restructuring options, preparation for bank meetings and negotiation strategy.
Learn About Distressed Loan Advisory →- 01Negotiation strategy for bank meetings
- 02Restructuring and repayment plan analysis
- 03Financial file, scenarios and decision support
Insights
Latest Analysis
European Banking 2026: Strong Capital, Sharper Selection
Reading the EBA June 2026 risk assessment: capital, profitability, NPLs, credit growth and interest rate risk across EU banks, seen from a management chair.
Read More →Horizon Europe 2026–2027: A Strategic Guide for Firms
The €14 billion Horizon Europe 2026-2027 work programme seen from a company: call selection, consortium, TRL, budget, impact and participation from Türkiye.
Read More →Contact
Get in Touch About Your Advisory Needs
We are here to answer your questions and plan the right approach for your situation together.
- Areas ServedTürkiye · International
- Working HoursMonday - Friday, 08:00-22:00
- Emailcontact@naimkahveci.com.tr